"How to Be a WorkComp Guru"

Most employers would rather take an enema than spend a few moments discussing the ins and outs of workers compensation. It's a necessary evil in our modern world. However, for those employers bold and persistant enough to take the time to understand their workers compensation program, the pay off may be tremendous. Did you know that classifications can be changed? Suppose you start out as a dynamite hauler. Wow, big time costs there! Over time you're promoted to a salesman or better yet an inside expediter. The cost of workcomp is reduced by up to 98%. Bet your insurance company or their representative didn't tell you about that. Well, you say, the auditor will catch it. Maybe, maybe not! Someone signs off on your annual audit. That someone may not know to ask the auditor, this guy doesn't do that particular job anymore. Can we put him in a lower classification? Be sure to get a copy of the audit you sign off on. It usually comes back to haunt you if you don't. If your not sure about which employee should be in which classification, you can call "NCCI" (National Council on Compensation Insurance) at 1.800.622.4123. They will be glad to help and they are the source for most insurance companies obtaining correct classifications. Now you have been introduced to Part I of "How to Be a Workcomp Guru". To see and know more about workcomp go to:http://www.oaktreeagency.com/Work_comp.html